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Construction Liens

What is a Construction Lien?

A Construction Lien, also known as a Mechanic's Lien, is one of the most powerful collection tools in our industry. Anyone who has worked on a construction project, made improvements to real property and has not been paid for their materials, services, and/or labor should consider filing a lien in the event of non-payment. Some states require that you send a preliminary notice and/or intent to lien within a specific period of time before you file your lien. Make sure that you read your states requirements.

File a Mechanic's Lien
Mechanics Lien ensures your payment
Secures your equity interest in the property.
Mechanics Lien sets a cut off date for payment
Lenders will stop funding the project.
Mechanics Lien gives you upper hand in the negotiation
Prevents the sale of the property.
Mechanics Lien Register in the permanent records of the property
Recorded in the official records.

What are the requirements for filing a Construction Lien / Mechanic's Lien in your state?

All 50 states have lien laws. But every state has different requirements and deadlines to file the lien. Some states require a Preliminary Notice and/or an Intent to Lien before filing a Mechanics Lien. Check the map below to find more information about your state's Mechanics Lien requirements.

Ultimate guide to mechanics lien by SunRay
Free Resource:
The Ultimate National Guide to Mechanics Lien. 
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Download Mechanics Lien Playbook
Send your Preliminary Notice
There is a statutory notice for both private projects and public projects.
There is a statutory notice for private projects only.
No notice required, but it's recommended to serve a non-statutory notice.

Steps to File a Mechanics Lien

Send:
Preliminary Notice
Send:Demand Letter
Send:
Intent to Lien
Take Control:
File Mechanics Lien
Once you get paid:
File your Satisfaction

Send Preliminary Notice.

It is a pre-requisite in the majority of the states.
A Preliminary Notice is a construction notice that subcontractors, equipment lessors, and material suppliers must send at the start of a construction job in order to secure their lien and/or bond claim rights.
While a Preliminary Notice is not required for every state it's highly recommended.
Send a Preliminary Notice

Send Demand Letter.

A demand letter can be a very effective tool in getting paid.
It informs your customer and other parties involved that payment is past due which may result in a more serious action if payment is not received.
Send your Demand Letter

Send your intent to lien.

Intent to lien is a mandatory document in some states before filing a lien.
In some states, a Notice of Intent is a legal requirement before you can file a Mechanics Lien. It warns that you will lien the project if payment is not received within a certain number of days.
Send Intent to Lien

File Your Lien.

Take control of your payments. Ensure cashflow for your projects.
If you lien a property, the property cannot be sold. This is because your lien clouds the title of the property.

If there is a lender, the lien can stop the funding to the project.

The lien informs all required parties that you are working on the project and have not been paid.
File Mechanic's Lien

File your satisfaction.

Once you are paid in full, file your satisfaction of lien.
A Satisfaction of Lien is recorded in the public records where your lien was recorded and is the final step once you have been paid.
File your Satisfaction of Lien
Get Paid
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Florida Mechanics Lien: A Comprehensive Guide

Introduction

Florida Mechanics Lien is a legal claim that contractors, subcontractors, and suppliers can file in the construction industry in case of non-payment or delayed payments. These liens provide a financial protection, ensuring that those who contribute labor, materials, or services to a construction project are paid for their work.

By filing a Mechanics Lien, parties can secure their right to payment and protect themselves from non-payment disputes. We will walk you through everything you need to know about Florida Mechanics Liens, from filing requirements to enforcement and release.

What is a Florida Mechanics Lien?

A Mechanics Lien is a legal claim against a property to secure payment for labor, materials, or services provided for construction or improvement. In Florida, this lien ensures that contractors, subcontractors, suppliers, and laborers receive payment for their contributions to a project.

Who Can File a Florida Mechanics Lien?

  • General contractors
  • Subcontractors
  • Material suppliers
  • Laborers
  • Equipment lessors

How a Mechanics Lien Secures Payment?

A Mechanics Lien creates a legal encumbrance on the property, making it difficult for the property owner to sell or refinance until the debt is resolved. This incentivizes payment and protects the rights of those who contributed to the project.

Florida Lien & Notice Deadlines

Florida has strict deadlines for filing Mechanics Lien. Missing these deadlines can result in the loss of lien rights.

Preliminary Notice (Notice to Owner - NTO)

  • Deadline: Must be served within 45 days of first furnishing labor or materials. We recommend serving the NTO within 40 days of first furnishing labor or materials to never miss a deadline.
  • Purpose: Informs the property owner and other parties of your involvement in the project.

Mechanics Lien Filing Deadline

  • Deadline: 90 days from the last day you provided labor or materials to the project.

Lien Enforcement Deadline

  • Deadline: 1 year from the filing date, unless the lien is contested, which may shorten the enforcement period to 60 days.

How to File a Florida Mechanics Lien

Filing a Mechanics Lien in Florida involves several steps:

Step-by-Step Process

  1. Prepare the Lien Form: Include required information such as the property owner’s name, your name, a description of the work performed, and the amount owed.
  2. Notarize the Lien: Florida requires Mechanics Liens to be notarized.
  3. Record the Lien: File the lien with the county recorder’s office where the property is located.
  4. Serve the Lien: Provide a copy of the lien to the property owner and other relevant parties.

Required Information in a Florida Mechanics Lien Form

  • Property owner’s name and address
  • Your name and address
  • Description of the work or materials provided
  • Amount owed
  • Legal description of the property

Florida Lien Law Priority & Payment Protection

  • Mechanics Liens generally take priority over mortgages and loans recorded after the lien’s effective date.
  • Lower-tier parties must serve a Notice to Owner (NTO) to protect their lien rights.
  • Property owners can challenge a lien’s validity by filing a lawsuit or negotiating a settlement.

Free Florida Mechanics Lien Form

Download a free Florida Mechanics Lien form to ensure compliance with state laws.

Summary

Florida Mechanics Lien is a powerful tool for securing payment in the construction industry. By understanding the lien process, deadlines, and legal requirements, contractors, subcontractors, and suppliers can protect their financial interests. Always follow Florida lien laws and consult legal experts when necessary.  

Mechanics Lien FAQs

Frequently Asked Questions on Mechanics Lien or Construction Lien

Does a Mechanics Lien need to be notarized?

Yes, Florida law requires Mechanics Liens to be notarized.

What happens if I miss the lien filing deadline?

Missing the deadline typically results in the loss of your lien rights.

What information must be included in a Florida Mechanics Lien?

The lien must include the property owner’s name, your name, a description of the work, the amount owed, and a legal description of the property.

How do property owners contest and fight a Mechanics Lien in Florida?

Property owners can contest a lien by filing a lawsuit to challenge its validity.

How does a Florida Mechanics Lien affect mortgages and loans?

A Mechanics Lien can take priority over mortgages and loans recorded after the lien’s effective date.

How can subcontractors and suppliers protect their payment rights in Florida?

By serving a Notice to Owner (NTO) and filing a Mechanics Lien if necessary.

What are the notice requirements for filing a Mechanics Lien in Florida?

a. Subcontractors and suppliers must serve a Notice to Owner (NTO) within 45 days of first furnishing labor or materials.

b. Mechanics Lien Filing Deadline is 90 days from the last day you provided labor or materials to the project

What happens if a lien is contested in Florida?

If contested, the enforcement deadline is shortened to 60 days, and the lien claimant may need to file a lawsuit to enforce the lien.

What is the process for releasing a Florida Mechanics Lien?

Once payment is received, the lien claimant must file a lien satisfaction with the county recorder’s office.

When and How to Enforce a Mechanics Lien?

To enforce a Mechanics Lien, you must file a lawsuit within the enforcement deadline (1 year from filing).

What situations can shorten the lien enforcement deadline?

a. If the property owner contests the lien

b. If the lien is not properly served or recorded

How to release a Mechanics Lien after receiving payment?

Once payment is received, file a lien satisfaction with the county recorder’s office to remove the lien from the property title.

What’s the difference between construction liens and mechanic’s liens?

Construction liens and mechanic’s liens are the same. Both are legal claims made by contractors, subcontractors, or suppliers to get paid for their work or materials.

How to put a construction lien on a house?

A construction lien is usually filed with the county clerk where the project is located. While paperwork and filing requirements vary by state, they generally involve detailing the work performed, specifying the unpaid amounts, and attaching copies of contracts and any required notices.

How does a construction lien work?

A construction lien is a claim filed against a property by a contractor or subcontractor who has not received payment for their work. These liens are intended to safeguard professionals against the risk of non-payment for their services.

How to file a construction lien?

Here are the steps involved in filing a construction lien:

  • Send a Notice to Owner (NTO): If you don’t have a direct contract with the property owner, send an NTO within the specified deadlines to preserve your right to file a lien.
  • Prepare the Lien Document: Use the correct form for the lien, ensuring it meets Florida’s legal requirements. Obtain the form as per Florida Statute 713.08.
  • Determine the Last Day on the Job: You have 90 days from the last day you provided labor or materials to record the lien. Aim to file within 60 days for timely recording.
  • Choose the Correct County for Recording: Record the lien in the county where the work was performed, such as Miami-Dade County for work done in Miami Beach.
  • Mail the Lien: Send the recorded lien by certified mail to all relevant parties within 15 days of recording to avoid invalidation.

What is a construction lien?

A construction lien or mechanic’s lien protects contractors, subcontractors and suppliers from non-payment if they have provided labor or materials to a construction project.

How long does a Mechanics Lien last in Florida?

If you have not been paid, a Florida Mechanics Lien must be enforced through a lien foreclosure action within 1 year from the date on which the lien was recorded. If no action is taken within the one-year timeframe, then the lien claim will expire and no longer be enforceable.

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